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Today, when a trialing user hits their AI usage cap inside the Ask AI chat, ending the trial bounces them to the Stripe billing portal (and, for card-less users, loses their place in the conversation). This PR makes activating a paid plan / topping up credits feel seamless from within the chat: Trial users with a card on file activate their subscription in place, without leaving the app. Trial users without a card are sent to the Stripe payment-method portal and, on return, the trial is ended automatically and they're dropped back into the exact Ask AI thread they came from. Credit-exhaustion and trial banners now reflect whether a payment method exists (Add Credit Card vs Subscribe Now / End Trial Period) and upgrade inline via a confirmation modal instead of redirecting to Settings. Uploading Screen Recording 2026-06-16 at 07.51.12.mov… https://github.com/user-attachments/assets/4ea77273-da63-4b32-b6f1-5ac9e9560651 <!-- This is an auto-generated description by cubic. --> <a href="https://cubic.dev/pr/twentyhq/twenty/pull/21645?utm_source=github" target="_blank" rel="noopener noreferrer" data-no-image-dialog="true"><picture><source media="(prefers-color-scheme: dark)" srcset="https://www.cubic.dev/buttons/review-in-cubic-dark.svg"><source media="(prefers-color-scheme: light)" srcset="https://www.cubic.dev/buttons/review-in-cubic-light.svg"><img alt="Review in cubic" src="https://www.cubic.dev/buttons/review-in-cubic-dark.svg"></picture></a> <!-- End of auto-generated description by cubic. -->