diff --git a/handlers/payments/__init__.py b/handlers/payments/__init__.py
index 969f4913..231dd68a 100644
--- a/handlers/payments/__init__.py
+++ b/handlers/payments/__init__.py
@@ -2,6 +2,7 @@ __all__ = ('router',)
 
 from aiogram import Router
 
+from config import ROBOKASSA_ENABLE, STARS_ENABLE, CRYPTO_BOT_ENABLE, FREEKASSA_ENABLE, YOOKASSA_ENABLE
 from .cryprobot_pay import router as cryprobot_router
 from .freekassa_pay import router as freekassa_router
 from .robokassa_pay import router as robokassa_router
@@ -10,10 +11,13 @@ from .yookassa_pay import router as yookassa_router
 
 router = Router(name='payments_main_router')
 
-router.include_routers(
-    cryprobot_router,
-    stars_router,
-    freekassa_router,
-    robokassa_router,
-    yookassa_router,
-)
+if YOOKASSA_ENABLE:
+    router.include_router(yookassa_router)
+if FREEKASSA_ENABLE:
+    router.include_router(freekassa_router)
+if ROBOKASSA_ENABLE:
+    router.include_router(robokassa_router)
+if CRYPTO_BOT_ENABLE:
+    router.include_router(cryprobot_router)
+if STARS_ENABLE:
+    router.include_router(stars_router)